There are a variety of options available for unsecured cash flow loans from $10,000 up to $250,000. Secured loans by business and Director's guarantee can be up to $750k

These loans are generally available as fully drawn loans with re-draw facilities available after a 6 month period. Generally there are weekly, fortnightly or monthly Principal and Interest payment requirements over a 12 - 24 month period.

Interest rates vary, but are priced on a risk basis for the individual client.

As in all business lending, the way to view these loans is "What can I earn from the use of the funds" compared to the cost of the funding.

Business cash flow finance works by providing businesses with loans or credit facilities based on their current and projected cash flow. It can come in the form of:

• Secured and Unsecured Loans - Both options are available depending on your business’s needs and available property security
• Overdraft Facilities - A flexible borrowing option to cover short-term cash flow gaps
• Invoice Finance - Borrowing against unpaid invoices to maintain cash flow
• Capital Raise Against Equipment - Using existing business assets to secure capital without needing to sell them
• Business Private Lending - Tailored lending solutions through private lenders for businesses with unique needs

Get Capital for Your Business: Whether you’re experiencing a downturn or are simply in need of working capital, cash flow lending helps you secure the funds you need.

Quick Access to Funds: Some forms of cash-based lending can provide fast approval and disbursement. This is ideal if your business needs immediate funding for daily operations or emergency costs.

Flexible Terms: Cash flow loans can be structured to match your business’s financial cycle, making repayments easier to manage.

Support for Growth and Expansion: By providing working capital, cash flow loans can fuel your business growth.

Offers a Variety of Choices: You can choose from a wide array of loan types so you can find a solution that fits your specific needs.

At Aussie Working Capital, we specialise in providing old school cash flow lending solutions designed to meet the unique needs of Australian businesses. 

Expertise & Guidance

Our experienced team will help you navigate the complexities of cash flow lending and match you with the right loan and lenders.

Fast Approval & Funding

When it comes to business financing, we understand the importance of timing—that’s why we work with trusted lending partners to ensure quick approval and disbursement.

Personalised Service

We take the time to understand your business’s unique cash flow needs, offering customised lending solutions that align with your goals.